PS

PSSA3

Porto Seguro S.A.
Financial ServicesTax ID: 02.149.205/0001-69BRL
R$44.75-2.42%
Last update: --:--

Report (Preview)

Detailed and complete analysis about this company
This report is not an investment recommendation. It is a study of the company.

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Price Chart

Data provided by TradingView

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Analyst Recommendations

Buy
Based on 11 analysts
Mean target price
$58.00
Potential
+29.6%
Min: $46.00•Max: $64.00

Valuation Multiples

Enterprise Value
R$15.33B
EV/EBITDA
2.89x
Cheap
EV/Revenue
0.34x
Forward P/E
7.28x
Cheap
P/S (Price/Sales)
0.63x
Current P/E
7.88x

Margins & Profitability

Gross Margin41.6%
Operating Margin12.4%
Net Margin8.1%
EBITDA Margin11.7%
ROA
6.1%
Return on Assets
ROE
24.2%
Return on Equity

Growth

Revenue Growth
(YoY)
↑+9.6%
Earnings Growth
(YoY)
↑+0.3%
Quarterly Earnings
(QoQ)
↑+0.2%

Corporate Risk

Beta
Volatility vs market
0.37
Less volatile

Dividends

Dividend Yield
6.70%
Payout Ratio
53.05%
Moderate Payout
Annual DY$3.00
Avg 5Y DY
4.07%+2.6 pp
Last Ex-DateSep 24, 2026

Moving Averages

50-day average
Short term
$49.85
↓ Below
200-day average
Long term
$50.68
↓ Below
Death Cross (bearish signal)

Average Volume

10 days
2.94M
3 months
2.07M
Trend+42.2%

Dividend History (12m)

Total last 12 months:R$3.00

Price Evolution (12m)

R$44.75-1.01%
Nov 25Last 12 monthsOct 26

Seasonality Study

Historical monthly performance of the asset over the last 11 years. Helps identify seasonal behavior patterns.

11 Years analyzed

Avg Return (%)

High Frequency (%)

Best Month

Aug+4.7%

2nd Best

Jan+4.5%

High Frequency

Apr70%

High Frequency

Jul70%

Balance Sheet

PeriodTotal AssetsLiabilitiesTotal Equity
2025R$55.9BR$40BR$15.7B
2024R$47.9BR$33.8BR$14.1B
2023R$44.2BR$31.7BR$12.4B
2022R$39.9BR$29.3BR$10.5B

MyHub Discussion (0)

About the Company

Porto Seguro S.A., together with its subsidiaries, provides a range of insurance products and services in Brazil and Uruguay. It offers auto, residential, travel, cell phone, life, motorcycle, notebook and tablet, photo and video, smart and games, bike, real estate, green card, bail, and moving insurance products, as well as reinsurance, combined protection, professional civil liability, machines and equipment, events, agribusiness, and taxi insurance. The company also engages in the management and market of capitalization bonds; granting loans and financing for consumption and working capital; operation of credit cards; management of consortium groups for the acquisition of movable and immovable properties; distribution of investment fund units; maintenance, development and licensing of programs; installation of heating systems, natural gas and liquefied petroleum gas; operation of oncology, hematology, and radiotherapy centers; sale and distribution of automotive parts; and administration and management of securities portfolios, investment funds, and financial resources. In addition, it provides technical insurance brokerage services; services for obtaining credit and consumer financing; technical support for software and other information technology services; intermediation and agency services for services and businesses; debt collection and credit information services; administrative advisory services to physicians and health insurance companies; consulting and advisory services in occupational health, workplace safety, ergonomics, and outpatient services; electronic protection and monitoring related services; and telemarketing and general customer services. The company was founded in 1945 and is based in São Paulo, Brazil. Porto Seguro S.A. operates as a subsidiary of Porto Seguro Itaú Unibanco Participações S.A.

Market Data

  • Market CapR$28.66B
  • Min 52sMax 52s
    R$44.75R$55.72
  • Average Volume1.8M

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